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FAQ
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| 1 |
Is flood insurance covered under my homeowners policy. (NO a separate policy can be purchased through us) |
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| 2 |
Is water that overflows through my sump pump covered under my homeowners policy? (NO that coverage must be added to your existing homeowners policy.) |
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| 3 |
Is water that is below the surface of the ground that seeps or leaks through my building covered? NO |
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| 4 |
Should I purchase the rental car insurance?? (YES, here is why -click here) |
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| 5 |
Is Hammond National Company a bank? (NO, we were a bank at the turn of the 20th century. Please inquire about all the banking and financial services we are able to offer through an insurance company affiliate you already know and trust.) |
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| 6 |
Does a red car mean higher automobile rates? (NO) |
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| 7 |
Can I choose my own body shop if my vehicle needs repair? (YES, but it would be to your advantage to use a body shop chosen by your insurance company. They have negotiated special pricing, preferential treatment and in some cases warranty the work for the lifetime of your vehicle.) |
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| 8 |
Can you tell me the financial rating of my insurance company? (YES, contact us with the name of the company you are interested in.) |
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| 9 |
Can you give me an idea of the retail or trade in value of my vehicle? (YES, please provide us with the make, model, year, mileage, condition and your zip code.) |
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| 10 |
Can you still insure me if I run into trouble with multiple claims or tickets? (YES, we deal with a multitude of reputable insurance companies. We are able to tailor an insurance portfolio to accommodate almost any situation.) |
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| 11 |
Is there coverage under my homeowners policy for damages caused by insects, rodents and other vermin? (NO) |
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| 12 |
Does my homeowners policy cover my home if it is vacant? (NO) |
